Regular Checking

Get started with a basic checking account that includes all the frills without paying a monthly service fee.

Opening balance: $10.00
Minimum balance: None

Basic free member services include:

Unlimited check writing
FREE personal basic checks (one box/year)
FREE ATM cash withdrawals at APFCU, CO-OP & First Hawaiian Bank, American Savings Bank and Hawaii National Bank ATMs*
FREE ATM/VISA® check (debit) card
FREE internet banking
FREE mobile & text-message banking**
NO minimum balance
NO teller fees

It's Easy To Become a member!

Membership ($5 in Savings) required for service. Other requirements may apply. Account closing may result in forfeiture of dividends earned for the current month. Other conditions may apply. See branch for details.

*Five (5) non-APFCU ATM withdrawal fees are waived per month. ATM surcharge fees charged by the ATM owner may apply. First Hawaiian Bank, American Savings Bank, Hawaii National Bank, and CO-OP network ATM surcharge fees are waived. Fees may reduce earnings. Some restrictions may apply. Terms, conditions and rates subject to change after the account is opened. Refer to account rules and regulations, fee schedule, rate sheet and other disclosures. Contact a branch for more details about applicable fees and terms.
**Mobile and text-message banking are available free to all members with web-capable / text-capable mobile phones. Standard data / text usage fees apply; contact your carrier for details.